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Fortunately, most financial institutions will send you a new card 30 days or so before your current card expires. If your debit card or bank card has expired, you won’t be able to use it at ATM networks or at stores. Just like credit cards, some debit cards come with expiration dates. It happens to everyone and you can always resolve the issue quickly by waiting for your paycheck or depositing some cash. If you do end up in a situation where you have insufficient funds, don’t worry. You can get notified every time your account balance gets below a certain threshold. You might want to check it every few days so that you know exactly where you stand.ĭepending on your bank or credit union, you may be able to enroll in low balance or negative balance alerts. That’s why it’s a good idea to always keep tabs on the account and make sure you always have available funds. If there isn’t enough money in your bank account, your debit card won’t work. Here are some of the most common reasons debit cards don’t work, and what can you do to ensure your debit card is always there for you when you need it. The good news is, regardless of what your situation may be, the solution is likely very simple. You’re frustrated and wondering about the reasons why your debit card is malfunctioning. When it comes time to pay, you insert your debit card into the machine and find that it doesn’t work. You’re at the grocery store and the cashier has scanned all of your items.
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